VIDEO

ESSENTIAL INSIGHTS FOR SOUTH TEXAS HOMEBUYERS

How much do I need for a down payment on a home?
Down payment amounts vary depending on loan type and personal finances. While 20% is traditional, many buyers in South Texas qualify with as little as 3%, making homeownership accessible.
What’s the difference between pre-qualification and pre-approval?
How does my credit score affect my mortgage rate?
What are closing costs, and how much should I expect to pay?
How long does the homebuying process usually take?
Can I buy a home if I’m self-employed or have irregular income?
What’s included in my monthly mortgage payment?

What is a 2-1 buydown, and how does it work?

Who pays for the 2-1 buydown—the buyer, the seller, or the lender?

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